Smart Finance Calculator

Calculate your loan eligibility and find out how much property you can afford

Income Details

Banks consider 70% of rental income

5 years30 years

Quick Tips

  • • Banks typically allow EMI up to 40% of income
  • • Maximum loan is usually 4.5x annual income
  • • 80% LTV means 20% down payment required
  • • Current interest rates: 10-12% p.a.

Calculate Your Affordability

Enter your income details to see how much property you can afford

Commute Cost Estimate

Monthly commute costs based on distance

Car

Rs. 45/km

Bus

Rs. 4/km

Train

Rs. 3/km